Sacramento Housing and Redevelopment Agency (SHRA)

SHRA is the lead public agency and public developer for the City and the County regarding affordable housing, public housing and redevelopment projects and issues. SHRA provides a variety of financial assistance programs for first-time homebuyers, and offers several loan programs and other assistance to the business community.

If your household income falls within these limits, you may be eligible for homebuyer assistance.

View the list of SHRA homebuyer assistance programs.

Nehemiah Corporation Homebuyer Program

Information available in English and Spanish. Qualified homebuyers using an eligible loan program, such as an FHA loan, may be able to move into their new home with zero cash out of pocket. Gift funds up to 6% of the final contract sales toward down payment and/or closing costs; no repayment of gift money, no income or asset limits, no geographical restrictions.

NeighborWorks Home Ownership Center

Provides opportunities for successful homeownership, direct assistance to first-time homebuyers by loaning down payment and closing cost funds at an affordable cost. We also provide loans to existing homeowners of modest means for home improvements. Contact us for eligibility requirements.