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  • Building a Credit History

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Building a Credit History

You may not have a credit history if:

  • You’re a young adult.
  • You’re a recent immigrant.
  • You’ve never had a bank account, credit card, or bills in your name.

This is generally better than having a bad credit record. However, having no credit history can also keep you from getting the best rates on things like auto insurance.

Here is a simple step you can take to start building a positive credit record.

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