Mature drivers are among the safest drivers. They have years of experience, and obey the rules of the road. These things help keep older drivers mobile longer, and the roads safer for everyone.
No matter what age you are, drivers need auto insurance. Auto insurance protects you if you are in an accident. Most states require all drivers carry a minimum amount of insurance.
Your insurance needs are different at each stage in your life. Therefore, only you can decide how much insurance you need. Regular insurance check-ups can help with that. Talk with your agent about your driving habits, and what you want your policy to protect.