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Saving and Seniors

Can driving less save you more?
Driving less can save you more. Often older drivers limit their driving. They might drive only during the day. Or use only familiar roads. Once you retire, you may simply drive less. Most companies offer a discount to drivers who travel less than 10,000 miles in a year.

Can the type of car you drive save you money?
The kind of car you drive is one thing insurance companies look at. This is because some expensive cars are more likely to be stolen. They draw attention and cost more to insure. If you driver an older or a more practical car, chances are your premiums will be lower.

Does having safety features on your car save you money?
Safety features can save you money. Many companies offer discounts for having them. They include air bags, anti-lock brakes, and anti-theft devices. Ask your agent what applies to you.

Can taking a driving refresher course save you money?
Many companies offer discounts to seniors who complete driver safety and refresher courses.

Where can mature drivers take a driver safety course?
Driver safety courses are offered many places, even online. Those places include:

  • AARP teaches a class on how aging affects driving. It also helps older drivers learn how to adjust their driving. For information, call 1-888-227-7669 or visit www.aarp.org/life/drive.
  • AAA teaches a driver refresher course called Safe Driving for Mature Operators. To find out where you can take the class in your area, visit www.aaafoundation.org.
  • National Safety Council has defensive driving courses available online. Visit www.nsc.org to see if one is right for you.
  • Commercial driving schools also offer driver safety courses. Ask your insurance agent for suggestions.

Do you get a discount for working with a driving rehabilitation specialist?
Driving rehabilitation specialists are people who help you to improve your driving skills so that you can drive longer. Testing costs between $200-$400. Insurance does not cover this or offer any discounts. Rehabilitation specialists evaluate your driving and review your medical history, including your hearing and vision.

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