What affects the cost of my home insurance?
There are three main factors that affect the cost of your home insurance:
There are always things you can do to save money on home insurance. Get more information.
Should I raise my deductible to save money?
Raising your deductible can definitely save you money. But before taking this step, ask yourself two questions:
Will having a dog affect the cost of my insurance?
Since home insurance usually covers liability in case your dog bites someone, having a dog can affect the cost of your insurance, especially if you get a breed of dog (like a pit bull) that is known to be aggressive. Learn more about dogs and how they affect home insurance rates
Will filing a claim make my insurance rates go up?
Filing a single claim should not affect your insurance, especially, if it was caused by something like the weather, which is totally out of your control. However, filing a number of claims will definitely lead to higher rates. Exactly how many and how much higher your rates will go depends on both the insurance company and the reasons for the claims.