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Are you in Trouble?

Do you have $5,000, $10,000, even $20,000 in credit card debt?

Debt can quickly become overwhelming if you ignore the warning signs. Look for these warning signs and take action to avoid making the problem worse.

  • Using credit cards to cover daily living expenses but not paying them off.
  • Making only minimum payments on credit cards; or struggling to make even minimum payments.
  • Carrying multiple credit cards and rotating their use to juggle balances and due dates.
  • Making payments late or missing payments for more than one month.
  • Credit cards that are at or close to their limit.
  • Not knowing how much you owe.
  • Annoying calls from creditors.
  • Taking out loans or using equity in your home to pay off debt.
It’s never too late to get started with free online credit counseling!


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