Do you collect stamps, comic books or little spoons?
Do you enjoy watching satellite television or eating in restaurants? While these aren’t things you need, it’s your life and you should enjoy it with a budget that fits you best.
Every month, spend no more than thirty percent of your income on these expenses and there will be plenty of money for you and your family to enjoy. Your cable bill, your hair and nails and your fishing expenses go here. Put these expenses in this category and you will have plenty left over to save for a great future!