How do you get started?
Tracking your expenses is the best step to take to start building a budget. Get started by looking at how you spend your money for a month.
- Collect your paycheck stubs and income receipts to know how much money comes into your household every month. This is how much you have to spend each month. This should also include assistance like Food Stamps and Social Security benefits.
- Make a list of your regular expenses by writing down your rent, mortgage and consistent bills.
- Collect your receipts in an envelope to see where you spend your money. For items that don't have receipts, write the amount, the date, and what you bought on the envelope.
- Write down your expenses after you print this blank budget worksheet or use this spreadsheet to collect all your expenses for the month.